S & C Bank

You’ve got more important things to do! Let us help you save time, money and increase your peace of mind with our convenience services.

E-Statement
Instant Cash & Check Card
Instant Cash Card
S&C Online
EZ Banking
No Bounce Advantage
Overdraft Protection
Safe Deposit Box

E-Statement
How safe and secure is your mailbox?

A large portion of identity theft begins with your mailbox. Now you can ensure that your account information is delivered securely and quickly directly to you through a new feature of S&C Online.

Note: You need to be enrolled in S&C Online in order to sign up for E-Statement. To enroll in S&C Online click here.

Click here for more information and to enroll today!
Click here for Frequently Asked Questions about E-Statement

Instant Cash & Check Card
The Instant Cash & Check Card from S&C Bank virtually eliminates the hassle of writing checks, worrying if a merchant will accept a check, and carrying two or more forms of ID anytime you are shopping. With this convenient card you get Automated Teller Machine (ATM) access, and any place that accepts VISA will accept the card as well. The money is deducted from your checking account, just as if you had written a check! Your monthly statement shows when and how much the purchase was for and where it was made. There is no fee if you use your card at an S&C Bank ATM or for domestic purchases, there is a small fee if you use an ATM not owned by S&C Bank.

Instant Cash Card
The Instant Cash Card, combined with an ATM machine, gives you access to your accounts anytime, almost anywhere. Need some extra cash and it’s Saturday night, no problem- that’s what the Instant Cash Card was designed for. After all, it is your money- you should be able to get it when you need it. There is no fee if you use your card at an S&C Bank ATM, there is a small fee if you use an ATM not owned by S&C Bank.

Click here to apply today!
Click here for Frequently Asked Questions about Instant Cash or Instant Cash/Check Card

S&C Online
Need the balance of your checking account at 9:30pm? How about your current car-loan balance at 5:00pm on Saturday? S&C Online gives you complete access to your accounts anytime, day or night, through our website.

You can look at statements and see check images, verify balances, transfer money, and even pay bills. Since you access the information through our website with no special software, you can use S&C Online from any computer with web access.

Click here to enroll today!
Click here for Frequently Asked Questions about S&C Online

EZ Banking
Need the balance of your checking account at 9:30 pm? How about your current car loan balance at 5:00pm on Saturday? With S&C Bank’s EZ Banking it’s as simple as picking up the phone. EZ Banking gives you access to information on your accounts 24 hours a day, 7 days a week. You can even make transfers and loan payments using EZ Banking. Features include:

Current balance in any of your checking, savings, Certificates of Deposit or IRA accounts
Information on recent transactions in your checking or savings accounts
Interest earned and maturity dates of your Certificates of Deposit or IRA accounts
Payment amount, interest paid and next due date of your loan accounts
Transfer money between your accounts (funds transfer authorization is necessary)

How to use EZ Banking
Before you call – have your account number ready. You’ll find it at the top of your statement or at the bottom of your check. You will be asked to enter your Personal Identification Number (PIN). The first time you call, the PIN will be the last four digits of your Social Security Number. For your safety, you will be instructed to change your PIN to a new four digit number. If you just want to access information on your accounts, you can begin using the service right now. If you wish to transfer funds, fill out an application and drop it off at your local S&C Bank to enable your funds transfer ability.

STEP 1
Call EZ Banking at 888-246-9724

STEP 2
After the greeting, you will automatically hear the Opening Menu. Then, a series of menu selections will be available to you. When prompted, simply press the corresponding number on your telephone to access these selections.

STEP 3
Use the menus and prompts to find the information that you need. The main menu choices are outlined below.

1. Accounts Menu
Use this menu to get information you need regarding your deposit or loan accounts such as: balance, payment amounts, or to verify if a check has cleared.

2. Transfer Funds
This menu will let you transfer funds between your accounts and make loan payments.

3. Report a lost or stolen Instant Cash or Instant Cash & Check Card
Help protect yourself as soon as possible by reporting your lost or stolen card 24 hours a day. 7 days a week.

4. Issue a stop payment
This is the quickest way to get a stop payment placed on a check

5. Reorder Checks
If you order checks through the bank, you can now reorder them with this simple option.

6. Bank Information
This menu has hours, phone numbers and ATM locations listed for your convenience.

8. Fax a statement
Use this option if you want us to fax you a listing of activity since your last statement on one of your accounts.

In any of the EZ Banking menus, you can use these selections to accomplish these tasks:

9. Repeat the current menu options
0. Use these menus to transfer to your local S&C Bank

# Return to previous menu
* Terminate the call (hang up)

Click here for more information and to enroll today!
Click here for Frequently Asked Questions about EZ Banking

No Bounce Advantage
At times, unanticipated expenses on unforeseen problems can leave you with too little cash in your checking account. Having a debit item returned due to insufficient funds can be an embarrassing and expensive experience.

At S&C Bank, we want to do our part to save you from the possibility of ever having this occur. That’s why we created “No Bounce Advantage”. A special overdraft privilege for S&C Bank checking customers.

Click here for Frequently Asked Questions about No Bounce Advantage

Overdraft Protection
Use your savings account as a protection against unwanted overdrafts by requesting overdraft protection. Once arranged, anytime your checking account falls below zero, a transfer will move money in $100 increments from your savings account into your checking account. A fee of $2.00 is charged for each transfer. Overdraft Protection transfers count in the 6 transfer limitations a month.

Click here for Frequently Asked Questions about Overdraft Protection

Safe Deposit Box
Need a place to keep your treasured possessions safe? Open a Safe Deposit Box today! You do not need to have an account with S&C Bank to receive the benefits of a Safe Deposit Box.

Click here for Frequently Asked Questions about Safe Deposit Box



	Personal Convenience Services
	You’ve got more important things to do! Let us help you save time, money and increase your peace of mind with our convenience services. E-Statement Instant Cash & Check Card Instant Cash Card S&C Online EZ Banking No Bounce Advantage Overdraft Protection Safe Deposit Box E-Statement How safe and secure is your mailbox? A large portion of identity theft begins with your mailbox. Now you can ensure that your account information is delivered securely and quickly directly to you through a new feature of S&C Online. *Note: You need to be enrolled in S&C Online in order to sign up for E-Statement. To enroll in S&C Online* click here. Click here for more information and to enroll today! Click here for Frequently Asked Questions about E-Statement Back To Top Instant Cash & Check Card The Instant Cash & Check Card from S&C Bank virtually eliminates the hassle of writing checks, worrying if a merchant will accept a check, and carrying two or more forms of ID anytime you are shopping. With this convenient card you get Automated Teller Machine (ATM) access, and any place that accepts VISA will accept the card as well. The money is deducted from your checking account, just as if you had written a check! Your monthly statement shows when and how much the purchase was for and where it was made. There is no fee if you use your card at an S&C Bank ATM or for domestic purchases, there is a small fee if you use an ATM not owned by S&C Bank. Back To Top Instant Cash Card The Instant Cash Card, combined with an ATM machine, gives you access to your accounts anytime, almost anywhere. Need some extra cash and it’s Saturday night, no problem- that’s what the Instant Cash Card was designed for. After all, it is your money- you should be able to get it when you need it. There is no fee if you use your card at an S&C Bank ATM, there is a small fee if you use an ATM not owned by S&C Bank. Click here to apply today! Click here for Frequently Asked Questions about Instant Cash or Instant Cash/Check Card Back To Top S&C Online Need the balance of your checking account at 9:30pm? How about your current car-loan balance at 5:00pm on Saturday? S&C Online gives you complete access to your accounts anytime, day or night, through our website. You can look at statements and see check images, verify balances, transfer money, and even pay bills. Since you access the information through our website with no special software, you can use S&C Online from any computer with web access. Click here to enroll today! Click here for Frequently Asked Questions about S&C Online Back To Top EZ Banking Need the balance of your checking account at 9:30 pm? How about your current car loan balance at 5:00pm on Saturday? With S&C Bank’s EZ Banking it’s as simple as picking up the phone. EZ Banking gives you access to information on your accounts 24 hours a day, 7 days a week. You can even make transfers and loan payments using EZ Banking. Features include: Current balance in any of your checking, savings, Certificates of Deposit or IRA accounts Information on recent transactions in your checking or savings accounts Interest earned and maturity dates of your Certificates of Deposit or IRA accounts Payment amount, interest paid and next due date of your loan accounts Transfer money between your accounts (funds transfer authorization is necessary) How to use EZ Banking Before you call – have your account number ready. You’ll find it at the top of your statement or at the bottom of your check. You will be asked to enter your Personal Identification Number (PIN). The first time you call, the PIN will be the last four digits of your Social Security Number. For your safety, you will be instructed to change your PIN to a new four digit number. If you just want to access information on your accounts, you can begin using the service right now. If you wish to transfer funds, fill out an application and drop it off at your local S&C Bank to enable your funds transfer ability. Back To Top STEP 1 Call EZ Banking at 888-246-9724 STEP 2 After the greeting, you will automatically hear the Opening Menu. Then, a series of menu selections will be available to you. When prompted, simply press the corresponding number on your telephone to access these selections. STEP 3 Use the menus and prompts to find the information that you need. The main menu choices are outlined below. 1. Accounts Menu Use this menu to get information you need regarding your deposit or loan accounts such as: balance, payment amounts, or to verify if a check has cleared. 2. Transfer Funds This menu will let you transfer funds between your accounts and make loan payments. 3. Report a lost or stolen Instant Cash or Instant Cash & Check Card Help protect yourself as soon as possible by reporting your lost or stolen card 24 hours a day. 7 days a week. 4. Issue a stop payment This is the quickest way to get a stop payment placed on a check 5. Reorder Checks If you order checks through the bank, you can now reorder them with this simple option. 6. Bank Information This menu has hours, phone numbers and ATM locations listed for your convenience. 8. Fax a statement Use this option if you want us to fax you a listing of activity since your last statement on one of your accounts. In any of the EZ Banking menus, you can use these selections to accomplish these tasks: 9. Repeat the current menu options 0. Use these menus to transfer to your local S&C Bank # Return to previous menu * Terminate the call (hang up) Click here for more information and to enroll today! Click here for Frequently Asked Questions about EZ Banking Back To Top No Bounce Advantage At times, unanticipated expenses on unforeseen problems can leave you with too little cash in your checking account. Having a debit item returned due to insufficient funds can be an embarrassing and expensive experience. At S&C Bank, we want to do our part to save you from the possibility of ever having this occur. That’s why we created “No Bounce Advantage”. A special overdraft privilege for S&C Bank checking customers. Click here for Frequently Asked Questions about No Bounce Advantage Back To Top Overdraft Protection Use your savings account as a protection against unwanted overdrafts by requesting overdraft protection. Once arranged, anytime your checking account falls below zero, a transfer will move money in $100 increments from your savings account into your checking account. A fee of $2.00 is charged for each transfer. Overdraft Protection transfers count in the 6 transfer limitations a month. Click here for Frequently Asked Questions about Overdraft Protection Back To Top Safe Deposit Box Need a place to keep your treasured possessions safe? Open a Safe Deposit Box today! You do not need to have an account with S&C Bank to receive the benefits of a Safe Deposit Box. Click here for Frequently Asked Questions about Safe Deposit Box Back To Top










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