S & C Bank

Saving for a new car, dream home, retirement, college, a rainy day? No matter what your goal is, we will work with you to find a product that meets your needs. From accounts with complete access, to accounts that offer very competitive rates, we are committed to finding a product that works for your situation.

Here is a brief description of each type of accounts and a chart to help you compare and choose the one that works the best for you. Of course, we would be happy to help you pick the correct account over the phone or in person.

Statement Savings
Easy access, low balance requirements, and convenience makes this a great account.

Easy Access
Low balance requirements
$3.00 per month maintenance fee if the balance drops below $300 during the month. The fee is waived for minors under 18 with a custodian or direct deposit.

Money Market Account
A liquid savings account that pays you a better interest rate on larger balances. This account is a great way to earn a little interest on money that you want to have easy access to. Platinum Plus members earn a premium rate on their money market just for being a member.

$15.00 per month maintenance fee if the average daily balance drops below $2,500

Summit Money Market
What is your current Money Market or Money Market Mutual Fund Account earning- 2%, 1.5%, less? The Summit is specifically designed for customers who carry large balances and want to have easy access to that money.

Check out the rates on our newest offering – the Summit Money Market account. These are NOT teaser rates!

The Summit Money Market account- THE TOP OF THE MOUNTAIN IN MONEY MARKETS!

$25.00 per month maintenance fee if the balance drops below $25,000 during the month

Certificate of Deposit (CD)
If you want a better return from your investment and don’t require easy access, a CD is a good choice. Certificates of Deposit are a great way to guarantee your return over time and not have to worry about the ups and downs of interest rates or the stock market.

We recommend that our customers that have several CDs use what is called a CD ladder. Rather than one large CD, you have several CDs with different maturity dates. That way, as rates go up and down your interest rates don’t fluctuate as wildly. If you have more questions about a CD ladder and its benefits, please ask us!

Option Plus CD

The Option Plus CD gives you just that – Options! You get all the features of a standard CD as well as the special features listed below. Available in an 18 month term.

Once during the term of the CD you can do ONE of the following:

a) Increase your interest rate if the current Option Plus CD rate is higher
b) Make an additional deposit of $100 or more (No more than the original CD amount)
c) Both a and b at the same time

Apply Now!
Contact Us



	Savings, CDs, and Money Market Accounts
	Apply Now Financial Calculators Rates FAQ's about Savings Accounts View a Comparison chart of our different Savings Accounts Contact S&C Bank Saving for a new car, dream home, retirement, college, a rainy day? No matter what your goal is, we will work with you to find a product that meets your needs. From accounts with complete access, to accounts that offer very competitive rates, we are committed to finding a product that works for your situation. Here is a brief description of each type of accounts and a chart to help you compare and choose the one that works the best for you. Of course, we would be happy to help you pick the correct account over the phone or in person. Statement Savings Easy access, low balance requirements, and convenience makes this a great account. Easy Access Low balance requirements $3.00 per month maintenance fee if the balance drops below $300 during the month. The fee is waived for minors under 18 with a custodian or direct deposit. Money Market Account A liquid savings account that pays you a better interest rate on larger balances. This account is a great way to earn a little interest on money that you want to have easy access to. Platinum Plus members earn a premium rate on their money market just for being a member. $15.00 per month maintenance fee if the average daily balance drops below $2,500 Summit Money Market What is your current Money Market or Money Market Mutual Fund Account earning- 2%, 1.5%, less? The Summit is specifically designed for customers who carry large balances and want to have easy access to that money. Check out the rates on our newest offering – the Summit Money Market account. These are NOT teaser rates! The Summit Money Market account- THE TOP OF THE MOUNTAIN IN MONEY MARKETS! $25.00 per month maintenance fee if the balance drops below $25,000 during the month Certificate of Deposit (CD) If you want a better return from your investment and don’t require easy access, a CD is a good choice. Certificates of Deposit are a great way to guarantee your return over time and not have to worry about the ups and downs of interest rates or the stock market. We recommend that our customers that have several CDs use what is called a CD ladder. Rather than one large CD, you have several CDs with different maturity dates. That way, as rates go up and down your interest rates don’t fluctuate as wildly. If you have more questions about a CD ladder and its benefits, please ask us! Option Plus CD The Option Plus CD gives you just that – Options! You get all the features of a standard CD as well as the special features listed below. Available in an 18 month term. Once during the term of the CD you can do ONE of the following: a) Increase your interest rate if the current Option Plus CD rate is higher b) Make an additional deposit of $100 or more (No more than the original CD amount) c) Both a and b at the same time Apply Now! Contact Us Back To Top










©2007 S&C Bank. All rights reserved. Website designed by Goldleaf Technologies.