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CHECKING ACCOUNTS

If you write a lot of checks or just a few, want to earn interest or want to avoid fees, we have a checking account that meets your needs.  Need access to your money when the bank isn’t open?  You can have access to your accounts 24 hours a day through S&C Online and the 24 hour EZ Banking telephone system.  We welcome the opportunity to meet your checking account needs.

Here is a brief description of each of the types of accounts and a chart to help you compare and choose the account that works the best for you.  Of course, we would be happy to help you pick the correct account over the phone or in person.

FREE Checking

  • A no frills account at a great price… FREE!
  • No minimum balance

Regular checking

  • A basic account similar to the Free Checking account but you receive your check images with your statement.
  • No minimum balance
  • Low $3.00 per month maintenance fee.

Interest Checking

  • If earning interest and having easy access is important to you, this is a “win-win.”
  • Check images available
  • $10.00 per month maintenance fee if minimum balance of $500 is not maintained.

Advantage Checking

  • All our best products are combined for one low monthly fee that saves you money.
  • Free S&C Exclusive Checks, Travelers Checks, and Cashiers Checks
  • 1/4% discount on standard loan rates (Excluding Mortgages and Home Equity Lines of Credit)
  • $6.00 per month maintenance fee.

Platinum Plus Checking

  • If you are 55 or better and maintain balances of $5,000, the Platinum Plus Club is for you.  This club offers premium banking with no monthly fees.
  • Great social and informational events
  • Free S&C Exclusive Checks, Travelers Checks, and Cashiers Checks

Apply NOW!

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