• Economy Business Checking
• Basic Business Checking
• Basic Business with Interest Checking
• Corporate Analysis
• Repurchase Agreement
• View comparison Chart of Our Different Checking Accounts
• FAQ's about Business Checking Accounts
• Contact S&C Bank

Economy Business Checking
This account is perfect for new businesses, home-based businesses and small organizations.

• No minimum balance required
• 25 free debits.  Each debit over 25 in a month will be charged $0.50

Basic Business Checking
A great account for businesses with low to moderate activity and balances.  By maintaining the average monthly collected balance, a business can avoid most fees.    

• Monthly Maintenance fee varies depending on these options:
• $3.50 without check images (waived with $2500 average collected balance)
• $7.00 with check images (waived with $2500 average collected balance)
• 100 free checks and debits per month. $0.50 per debit after 100
• Limit of 200 transit items deposited per month

Basic Business with Interest Checking
For sole-proprietorships and other organizations that can earn interest on their checking account.  This account is similar to Basic Business Account.

• Monthly Maintenance fee varies depending on these options:
• $3.50 without check images (waived with $2500 average collected balance)
• $7.00 with check images (waived with $2500 average collected balance)
• 100 free checks and debits per month. $0.50 per debit after 100
• Graduated interest tiers
• Limit of 200 transit items deposited per month

Corporate Analysis
For businesses with high activity and/or larger balances, this account utilizes an earnings credit to offset fees on the account.

• No minimum balance
• Monthly Maintenance fee varies depending upon these options:
• $7.50 without check images
• $15.00 with check images
• Earnings credit is used to minimize account fees. The balance to compute the earnings credit is equal to your average monthly collected balance minus a 10% reserve requirement.
• Additional fees apply

Repurchase Agreement
Making your money work smarter is exactly what the repurchase agreement is all about.  It enables businesses with excess cash to invest that cash for a competitive return, but still have access to it each day – quickly and easily.

• No minimum balance
• Monthly Maintenance fee varies depending upon these options:
• $7.50 without check images
• $15.00 with check images
• Earnings credit is used to minimize account fees.  The balance to compute the earnings credit is equal to your average monthly collected balance minus a 10% reserve requirement.
• Additional fees apply